As trusted brokers and packagers for Digital Mortgages by Atom bank, we continue to follow the progress of this fintech organisation with interest. Since launch, Atom bank PLC has acquired c. £900M of deposits and has lent or committed to lend a similar level of mortgages both residential and commercial.

Within the commercial sphere they continue to offer some market leading rates and terms for commercial finance through a limited number of brokers. At Mortgage & Finance Arena we are very proud to be one of those brokers who have direct access to Digital Mortgages by Atom bank. We can as a result offer you some great rates and terms as follows;

  • Standalone commercial mortgages and loans-no need to move core Banking arrangements.
  • Interest rates starting from around 2% per annum.
  • Rates linked to Bank of England Base Rate (not Libor).
  • No early repayment fees on loans.
  • Amortisation term up to 25 years as needed.
  • All sectors considered, including residential and commercial investment property.
  • Interest only options for property investment.

To access Atom Bank, please contact the team here at Mortgage & Finance Arena. We will of course make sure that Atom Bank are the best and most appropriate course of action for your needs, and we will prepare a detailed business proposal on your behalf to ensure that your application attracts the best rates and terms.