Competition Terms and Conditions

1. Entry to Mortgage and Finance Arena prize draw and competitions run via Facebook Or Twitter (the “Prize Draw”) is open to UK residents aged 18 and over, except employees of Mortgage and Finance Arena or any related companies, their families, agents or anyone professionally connected with the Prize Draw.
2. No purchase is necessary to enter the Prize Draw and competitions.
3. To enter the Twitter Prize Draw and competitions, you must send an @reply message to the @M_F_Arena Twitter account, or retweet a message from the @M_F_Arena Twitter account by the relevant closing date and time; such method to be specified in the relevant promotional Tweet. If you win, you will need to follow @M_F_Arena so that you can send a direct message to @M_F_Arena with your contact information. You may then subsequently unfollow @M_F_Arena if you wish.
Twitter page link: https://twitter.com/M_F_Arena
4. To enter the Facebook Prize Draw and competitions, you must like the Mortgage and Finance Arena Facebook page AND Like the Mortgage and Finance Arena Facebook promotional post AND Share the Mortgage and Finance Arena Facebook promotional post by the relevant closing date and time; such method to be specified in the relevant promotional post. If you win, you will need to Mortgage and Finance Arena Facebook Page so that you can send a private message to Mortgage and Finance Arena Facebook page with your contact information. You may then subsequently unlike Mortgage and Finance Arena Facebook page if you wish.
Facebook page link: https://www.facebook.com/mortgageandfinancearena
5. There is a limit of one entry per person. Multiple entries or entries that are delivered late, incomplete, damaged or otherwise not in accordance with these terms and conditions will not be accepted. Entries made through agents, third parties, organised groups or any entry duplication method will not be accepted.
6. The prize(s) will be as set out in the relevant promotional Tweet Or Post.
7. The winner(s) will be selected at random within 7 days of the closing date and notified by direct message if they already follow @M_F_Arena. If the winner(s) do not follow @M_F_Arena, Mortgage and Finance Arena will send the winner(s) a Tweet Or Private Facebook Message advising that they have won and asking the winner(s) to follow @M_F_Arena.
8. Unless otherwise stated, the winner(s) must claim their prize(s) within 4 days of notification. If they do not do so, then Mortgage and Finance Arena reserves the right to offer the prize to an alternative winner selected in accordance with these terms and conditions.
9. The UK prize winner(s) shall have their prize, if it is a physical item, sent to them via Royal Mail Signed For First Class or by a Signed for Courier service.
10. Any decision of Mortgage and Finance Arena as to eligibility to take part in the Prize Draw and competitions or the result of the Prize Draw and competitions will be final and no correspondence will be entered into. Mortgage and Finance Arena accepts no responsibility for entries that are incomplete, delayed, lost, damaged or illegible whether due to failure or non-availability of www.twitter.com www.facebook.com or any other reason.
11. There is no cash alternative to the prize(s).
12. Images used are for visual purposes only. Alternative products, sizes or colours may be substituted for the items shown. Mortgage and Finance Arena reserves the right (but is not obliged) to substitute an alternative to any of the prizes of equal or greater value should circumstances make this necessary.
13. Mortgage and Finance Arena reserves the right to delay, postpone or cancel the Prize Draw.
14. Entry implies acceptance of these terms and conditions and Twitter’s terms of service and Facebook’s terms of service.
15. The winner(s) may be required to participate in non-paid publicity or advertising relating to the Prize Draw, which may include having their photograph taken for promotional and press purposes.
16. A list of winners’ names and counties will be available on request within 1 month after the winners’ have claimed the prize(s) by contacting us here: http://www.mortgageandfinancearena.co.uk/contact
17. By entering the Prize Draw, all entrants agree that their personal data will be used by in accordance with Mortgage and Finance Arena Privacy Policy. The Privacy Policy can be found at: http://www.mortgageandfinancearena.co.uk/contact
18. The Prize Draw and these terms and conditions are subject to English law. Any disputes must be referred to the English Courts.
19. The Prize Draw is not sponsored or associated with Twitter Or Facebook and you are providing information to Mortgage and Finance Arena NOT Twitter Or Facebook.