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Business Insurance
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Shielding your business
If something was to happen to you or one of the key people within your company would your finances be safe? Could loan repayments be met? Could your business be open as usual?
We provide peace of mind that if the worst was to happen there would be support available. Make sure your finances are covered, loved ones aren’t left dealing with large debts and most importantly your business can run as you want it to.
Life & critical illness cover
If you were to get ill what would happen to your business?
Loan protection cover
Protecting your business finances if something was to go wrong.
Key person protection
People can be one of the biggest assets in a business. Make sure you are covered if the worst should happen.
Share holder protection
Stay in control of your business.
Relevant life cover for limited company directors
Peace of mind for your business in case the unthinkable was to happen.
Why do I need business insurance?
Running a business involves taking calculated risks, but it’s crucial to have safeguards in place to protect your hard work and investments. Business insurance is an essential tool that provides protection and peace of mind in the face of unforeseen events. From natural disasters to lawsuits and accidents, a single incident can have devastating financial consequences for your business.
The top three categories of individuals who often have a significant need for business insurance are:
Small business owners
Small business owners face a wide range of risks, including property damage, liability claims, and business interruption. Business insurance, such as general liability insurance, property insurance, and business interruption insurance, can protect their assets, cover legal costs, and ensure the smooth operation of their business in the face of unexpected events. Property insurance provides coverage for physical assets, protecting against damage caused by fires, natural disasters, theft, and vandalism.
Contractors and construction professionals
Contractors and construction professionals work in a high-risk industry where accidents, injuries, and property damage are potential hazards. They require specialized business insurance, including general liability insurance, workers' compensation insurance, and builder's risk insurance, to protect against third-party claims, workplace injuries, and property-related risks.
Professional service providers
Professionals in fields such as law, medicine, accounting, and consulting often require professional liability insurance, also known as errors and omissions insurance. This coverage protects them from potential claims of negligence, errors, or omissions in their professional services. It helps cover legal expenses, settlements, or judgments that may arise from client dissatisfaction or alleged professional misconduct.