Call our team on: 01332 300 300
Do you own your own business and are struggling to get a mortgage? We have decades of experience finding the best mortgage deals for the self-employed.
There are now more self-employed people than ever and with the added flexibility and control it can provide, we have no doubt this will keep rising. With complex income streams and different lenders setting the bar higher, our clients can find it difficult to get mortgages approved by lenders.
Here at Mortgage and Finance Arena, we’re here to help every step of the way and find you the best self-employed mortgage lender for your situation. We have access to a variety of mortgage providers, so you’ll soon be in the home of your dreams.
Please remember, as a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
We love to hear, give us a call, or fill in our contact form so we can see where you are on your mortgages journey. The more details the better!
One of our advisers will get in touch and have a chat about what you’re looking to do, discuss your potential options and answer any questions you may have. At this point we’ll also look at what [...]
We’ll look at different mortgage options, different types of mortgage and discuss which would work best for you.
Sit back and relax, your trusted advisers will help sort everything out, and soon you’ll be in your new home!
You will typically need to provide proof of income to demonstrate your repayment capability. This may include tax returns, tax year overviews, business accounts, bank statements, profit and loss statements, contracts or invoices, and proof of identification and address.
Most lenders: Things lenders will look at are how long you have been trading for, whether you are a sole trader / partnership / Limited company and also how many properties you have – let us work through all this for you.
Some lenders are more favourable towards self employed. They understand the unique financial circumstances of self-employed borrowers and have flexible underwriting criteria tailored to their needs. These lenders may consider alternative forms of income verification and have a deeper understanding of the self-employed market.
There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.
The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.
Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.
If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!
There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.