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Insurance and Protection in Derby, Derbyshire and the UK

Life, illness, income, home and business cover, explained in plain English. Use our Cover Checker to see where you might have gaps, then let our team review your cover for free.

Call 01332 300300 Cover Checker

★★★★★ Rated 5 stars on Google | FCA Regulated (Ref: 706676) | Derby-Based, Advising Across the UK

Protection Advice From Our Team

Our team live and work locally, and our office is at Pride Park in Derby. We advise on protection and insurance ourselves, and compare policies from a range of insurers.

Most people only think about cover when they buy a home or have a baby. We help you find cover that fits your life now, and check it still fits when things change.

Free reviewSee what you have and what you need
Range of insurersWe compare policies for you
Cover CheckerSpot possible gaps in a minute
No obligationYou decide if and when to go ahead
Across the UKAdvice by phone and video call

Find Cover for Where You Are Now

Buying your first home

Life cover to clear the mortgage, and buildings insurance from the day you complete.

Growing family

Life cover or family income benefit, plus critical illness cover for the whole household.

Self-employed

Income protection matters most, as there is no sick pay from an employer.

Company director

Relevant life cover paid by your company, and income protection for you.

Business owner

Key person and shareholder protection so the business can carry on.

Later life

Cover to help your family with costs, and a check that old policies still fit.

Not Sure What You Need?

Answer up to six quick questions to see which covers people in your position often look at.

What Cover Can and Cannot Do

Cover can

  • Pay off your mortgage if you die
  • Pay a lump sum if you are diagnosed with a serious illness listed in the policy
  • Replace part of your income if you cannot work
  • Help your business carry on if a key person is lost

Things to know

  • Every policy has terms and exclusions
  • Your age, health and whether you smoke affect the price
  • Tell the insurer everything they ask, or a claim could fail
  • Do not cancel old cover until new cover is in place

How It Works

Get in touch

Use the Cover Checker, call us or send an enquiry.

Free review

We look at the cover you have, your mortgage, your family and your work.

Compare

We compare policies from a range of insurers and explain our recommendation.

Set up

We help with the application and keep you updated until your cover starts.

Our Insurance Services

Life Insurance

Life, critical illness, income protection and family income benefit.

Find Out More

Home Insurance

Buildings and contents cover for your home.

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Business Insurance

Key person, shareholder and relevant life cover.

Find Out More

Cover Checker

See where you might have gaps.

Find Out More

First-Time Buyers

Protect your first home from day one.

Find Out More

Self-Employed Mortgages

Mortgages and cover for people who work for themselves.

Find Out More

Why Choose Mortgage & Finance Arena

Local advisers

Our team live and work locally and know the local area.

We advise ourselves

You deal with our own team from start to finish.

Range of insurers

We compare policies rather than relying on one insurer.

Plain English

We explain what is covered and what is not.

Mortgage and cover together

We make sure your cover matches your mortgage.

FCA regulated

Mortgage & Finance Arena Ltd is authorised and regulated by the FCA (No. 706676).

Insurance and Protection FAQs

Most lenders do not insist on it, but if others rely on your income, life cover can pay off the mortgage so they can stay in the home.

Life cover pays out if you die. Critical illness cover pays out if you are diagnosed with a serious illness listed in the policy.

It pays part of your income each month if illness or injury stops you working, until you return to work or the policy ends.

It depends on your age, health, whether you smoke, the amount of cover and how long it lasts. We compare insurers to find a price that suits you.

Yes. We review the cover you have and what you may need. There is no obligation.

Often, yes. Some insurers will cover you, though the price or terms may change. We know which insurers to approach.

Ready to Talk?

Tell us a little about you and one of our team will call you back.

Insurance policies have terms, conditions and exclusions. The Cover Checker is a guide only and is not advice. Mortgage & Finance Arena Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 706676).

Quick Enquiry Form

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Honest opinions from people like you

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.

Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.

If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.