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Home Insurance From Our Team
Our team live and work locally, and our office is at Pride Park in Derby. We help homeowners, first-time buyers and tenants across Derbyshire, the East Midlands and the rest of the UK.
If you have a mortgage, your lender needs buildings insurance in place from the day you complete. We arrange it alongside your mortgage so nothing is missed.
Home and Property Insurance We Arrange
Buildings and contents
Cover for the structure of your home and your belongings, together or separately.
Landlord insurance
Cover for rental property, including buildings, liability and loss of rent options.
Unoccupied property
Cover for a home that is empty, such as between tenants or during a sale.
Auction purchases
Cover in place from exchange, which many auctions need you to arrange straight away.
Property under development
Cover while building or renovation work is going on.
Non-standard construction
Specialist cover for homes built from timber, steel, concrete or with a thatched roof.
Check the Rest of Your Cover
While you sort your home insurance, our Cover Checker shows which other covers people in your position often look at.
Getting the Right Home Cover
Good home cover should
- Rebuild your home, not just match its sale price
- Cover the full value of your belongings
- Include legal expenses if you want them
- Have an excess you can afford
Things to know
- The rebuild cost is often different from the market value
- Under-insuring can reduce what you get from a claim
- Check the limits for single high-value items
- Tell the insurer about changes, such as building work
How It Works
Get in touch
Call us or send an enquiry with details of your home.
Review
We check what you need, including rebuild cost and contents value.
Compare
We compare policies from a range of insurers and explain the cover.
Set up
We arrange cover to start on the right date, such as your completion day.
More Help for Homeowners
Why Choose Mortgage & Finance Arena
Local advisers
Our team live and work locally and know the local area.
We advise ourselves
You deal with our own team from start to finish.
Range of insurers
We compare policies rather than relying on one insurer.
On time
Cover ready for your completion day.
Plain English
We explain what is covered and what is not.
FCA regulated
Mortgage & Finance Arena Ltd is authorised and regulated by the FCA (No. 706676).
Home Insurance FAQs
Yes. Most lenders need buildings insurance in place from the day you complete, and for as long as you have the mortgage.
No, but without it you would have to pay to replace your belongings yourself after a fire, flood or theft.
The cost of rebuilding your home from scratch. It is often different from the price you paid, and it is what buildings cover should be based on.
Usually the building is insured by the freeholder or management company. Check your lease. You will still want contents cover.
The amount you pay towards a claim. A higher excess can lower the price, but make sure you can afford it.
Yes. We set the start date to match your completion so your lender is happy and you are covered from day one.
Yes. We arrange landlord insurance for rental property and specialist cover for homes that are empty, being renovated or bought at auction.
Ready to Talk?
Tell us about your home and one of our team will call you back.
Insurance policies have terms, conditions, limits and exclusions. Mortgage & Finance Arena Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 706676).
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Honest opinions from people like you
There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.
The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.
Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.
If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!
There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.