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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Find the Right Loan for You
Pick the option that fits you best. Each page explains how it works and how we can help.
Secured Loans
Borrow against your home without changing your current mortgage.
- Home improvements
- Large one-off costs
- Bring debts together
Debt Consolidation
Bring several debts into one monthly payment secured on your home.
- One payment each month
- Could lower your monthly costs
- You may pay more interest overall
Bridging Loans
Short-term finance while you wait for a sale or longer-term funding.
- Buy before you sell
- Auction purchases
- Property projects
Business Loans
Unsecured cash flow loans for limited companies.
- Cover cash flow gaps
- Take on new work
- Fund growth
Asset Finance
Spread the cost of the equipment your business needs.
- Vehicles and machinery
- IT and equipment
- Keep cash in the business
Land Finance
Funding to buy land for development or investment.
- Development sites
- Investment land
- Plans with or without planning
Commercial Mortgages
Buy or refinance premises and investment property.
- Offices, shops and units
- Property portfolios
- Raise capital to grow
Equity Release
Tax-free cash from your home if you are 55 or over.
- Stay in your own home
- Flexible ways to take the cash
- Reduces the value of your estate
Loan Calculator
See what a secured loan or further advance could cost each month.
- Guide figures in minutes
- No credit check
- No sign-up needed
Why Choose Mortgage & Finance Arena
A Wide Range of Lenders
We work with high street banks and specialist lenders, so we can often help if your bank has said no.
Local and Independent
We are based in Pride Park, Derby, and help clients across Derbyshire and the rest of the UK.
Plain English
We explain each step and what it costs before you commit.
Loans & Finance FAQs
Often, yes. Some lenders look at your whole situation, not only your credit score. We will tell you which options are open to you before you apply.
A secured loan lets you borrow against the equity in your home. It sits alongside your mortgage, so you keep your current mortgage deal.
Some bridging loans complete in a few weeks. The time depends on the valuation, the legal work and how quickly you can provide documents.
Asset finance lets a business spread the cost of vehicles, machinery or equipment over time. The asset itself is often the security for the loan.
No. We are based in Pride Park, Derby, and we help clients across the rest of the UK too.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Debt consolidation may increase the total amount you repay. Equity release will reduce the value of your estate and may affect your right to means-tested benefits. Most business loans, bridging loans and commercial mortgages are not regulated by the Financial Conduct Authority. Mortgage & Finance Arena Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 706676).
Honest opinions from people like you
There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.
The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.
Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.
If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!
There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.