Advice & Tips

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Applying for a mortgage can be an overwhelming journey filled with complexities and uncertainties, even if you’ve done it before. Explore our knowledge hub for informative articles, helpful guides and frequently asked questions.

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Mortgages

🏡 Mortgage Lender Offers 6 Times Income for First-Time Buyers 😮

In a significant move aimed at easing the path to homeownership, a leading UK mortgage lender has announced a new offering for first-time buyers, allowing them to borrow up to six times their annual income. This initiative is set to empower a new generation of homeowners who have previously felt priced out of the housing […]

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Property and Mortgage Insight

3 Factors to consider when moving house

🏡 When moving house, buyers should consider the following 3 factors: 1. Mortgage Options and Affordability: Understand the different types of mortgages available (fixed-rate, variable-rate, etc.) Sit snd go through a budget planner so you can see how much you can afford in monthly payments. Look at getting a mortgage in principal. 2. Location and […]

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Finance News

Understanding Non-Secured Business Cash Flow Loans

In the fast-paced world of business, securing funding can often be a challenge. Traditional loans typically require collateral, which can be a barrier for many business owners. This is where non-secured business cash flow loans come into play, offering a flexible and accessible financing option. Here’s why you might consider using one for your business: […]

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Mortgages

Poor Credit Mortgage Advisers

Mortgage and Finance Arena advisers can be incredibly helpful when it comes to securing a mortgage for customers who have poor credit in the UK. Here are a few ways they can assist: 1. Expertise and knowledge: The advisers have a deep understanding of the lending market, including the specific lenders who are more likely […]

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Property and Mortgage Insight

Who sets the Interest Rates in UK?

With an Interest Rate drop announced this week, we answer a question that people might be asking who is not in the industry.. Who Sets the Interest Rates in the UK? Interest rates are primarily set by the Bank of England (BoE). The Monetary Policy Committee (MPC) within the BoE is responsible for determining the […]

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Property and Mortgage Insight

Thinking of moving ?

  When it comes to buying or selling property, having the right estate agent and solicitor by your side can make all the difference. Here are some tips on how to choose the best professionals for your needs: Recommendations for Estate Agents: Local Knowledge: Look for agents who specialise in your area. They should have […]

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Finance News

Why use a Commercial Mortgage Broker

Using a commercial mortgage broker can offer several benefits when seeking a mortgage for a commercial property. Here are some reasons why you might consider using a commercial mortgage broker: 1. Expertise and Market Knowledge: Commercial mortgage brokers specialise in the commercial property market and have extensive knowledge of the lending landscape. They can provide […]

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Equity Release mortgage, also known as a lifetime mortgage.

Mortgages

Equity Release Mortgages Q and A

When it comes to looking at options for finances in later life, there can be many options. We took a moment to speak with our expert Charlotte Rainsford to help us understand the options available.

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Finance News

Will rising interest rates affect your mortgage?

Here we explore how rising interest rates may affect you and how we can help advise you on the best action to take for your finances.

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Mortgages

Equity release explained

Everything you need to know about releasing equity from your home.

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Mortgages

Current mortgage rate coming to an end?

We have access to the market and can guide you on what to do next.

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Finance News

COVID – 19 Help for Clients

Guide lines of the FCA of how lenders are to deal with clients at these unprecedented times.

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Finance News

Members of Equity Release Council

We are delighted to offer this new service to our clients as its a very fast growing industry.

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Honest opinions from people like you

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.

Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.

If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

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