Call our team on: 01332 300 300
See how much you could save. Whether you want to reduce monthly payments, release equity, or consolidate debt, Mortgage & Finance Arena has been helping Derby homeowners and clients across the UK secure the right remortgage deal for years.
Our expert, FCA-regulated advice is designed to make the process simple and compliant. Join thousands of homeowners who’ve already secured better rates through our whole-of-market service.
Our free calculator compares your current mortgage against live rates from 50+ UK lenders. See your potential monthly savings instantly.
Learn more about why use a mortgage adviser when remortgaging.
We’ll discuss your current mortgage, goals, and calculate your potential savings.
We search exclusive rates from the whole market, including specialist providers not on the high street.
You’ll receive a clear report showing the best options with a full breakdown of costs and potential savings.
We handle all the paperwork, valuations, and lender negotiations on your behalf.
You’ll get clear updates from your dedicated adviser until your new mortgage completes.
We love to hear from you, give us a call, or fill in our contact form so we can see where you’re at. The more details the better!
One of our advisers will then find out about what you’re looking to do, discuss your options and answer any questions you may have.
Your adviser will search through thousands of lenders.
Your adviser will find the best option for you and help you arrange things.
While we serve clients nationwide across the UK, our heart is in Derby. Based at 12 Melbourne Business Court, Millennium Way, Pride Park, we have deep knowledge of the East Midlands property market. From our Derby office, we regularly help clients in Nottingham, Leicester, Chesterfield, Sheffield, Burton-on-Trent, Belper, Ashbourne, Ilkeston, and Mansfield, as well as homeowners across Derbyshire and the UK.
We have the expertise to help, no matter your circumstances.
We recommend starting the process 3 to 6 months before your current deal expires. This allows plenty of time to secure a new rate and avoid moving onto your lender’s costly Standard Variable Rate (SVR).
Yes, this is called a ‘product transfer’. While it can be simpler, it’s often not the best deal available. As whole-of-market brokers, we’ll compare your current lender’s offer against deals from 50+ of other lenders to ensure you’re getting the best possible rate.
This depends on your income, outgoings, equity in your property, and your credit profile. Lenders typically offer up to 4.5 times your annual income, though this can vary. Use our mortgage calculator for a personalised estimate.
Many remortgage products come with incentives like free legal work and a free valuation. We always prioritise finding you a deal with low or no fees. Potential costs can include arrangement fees and legal fees, which we will fully outline for you before you proceed.
A typical remortgage takes between 4 and 8 weeks from application to completion. We manage the process closely to ensure it moves as quickly as possible.
Yes, we specialise in helping self-employed clients remortgage. We work with lenders who understand complex income structures and can often work with just one year’s accounts.
Our FCA-regulated advisers are ready to help you achieve your financial goals. Helping Derby homeowners and clients across the UK since establishment.
(Lines open Mon-Fri 9am-6pm, Sat 9am-4pm)
Mortgage & Finance Arena Ltd
12 Melbourne Business Court,
Millennium Way, Pride Park, Derby DE24 8LZ
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If you fixed your mortgage and since doing so the rates have been reduced you may be able to get a better deal – we would check if you have any early repayment charges to pay.
We will always look to get you a mortgage with no or low fees. This may be that you get a free valuation as an example.
This depends on your income and outgoings – we can assess this for you!
There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.
The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.
Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.
If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!
There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.
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Mortgage calculator
01332 300 300