Secured Loans

in Derbyshire

Call our team on: 01332 300 300

Working with thousands of lenders to find the right fit…

Unlock your dream
and achieve your goals

If you find yourself in need of funds for various purposes such as purchasing a new car, making home improvements, consolidating debts, or fulfilling a long-awaited dream holiday, you may be hesitant to consider the option of remortgaging. That’s where a secured loan can come to your rescue. A secured loan offers a viable alternative that allows you to raise the necessary funds without impacting your current mortgage.

One significant advantage of a secured loan is that it can be repaid over an extended period, stretching up to 30 years. This enables you to enjoy the benefits of a long-term loan without the requirement of remortgaging your property. By opting for a secured loan, you can unlock the financial resources you need while keeping your current mortgage arrangement intact.

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Make those dream projects a reality while enjoying the benefits of a flexible loan:

Home renovations and improvements
Debt consolidation
Funding for a new car/purchase
Starting or expanding a business
Financing education or training
Dream vacations or travel experiences
Purchasing investment properties
Funding major life events like weddings or family celebrations
Emergency expenses or unexpected financial needs
Supporting a loved one’s financial needs
Investing in assets/financial opportunities

What is a Secured Loan?

Secured loans are a type of borrowing that is backed by collateral, typically in the form of an asset such as a property or a vehicle. These loans are called “secured” because the collateral acts as a security for the lender, reducing their risk. In the event that the borrower is unable to repay the loan, the lender has the right to seize and sell the collateral to recover the outstanding debt.

It is important to carefully consider the implications of a secured loan before borrowing, as failure to repay the loan could result in the loss of the collateral. It is recommended to seek professional advice and compare different loan options to find the best secured loan that suits your needs and financial circumstances.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Honest opinions from people like you

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.

Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.

If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.