CALL US: 01332 300300

Advice & Tips

Call our team on: 01332 300 300

Applying for a mortgage can be an overwhelming journey filled with complexities and uncertainties, even if you’ve done it before. Explore our knowledge hub for informative articles, helpful guides and frequently asked questions.

Search our advice & tips…

Elderly couple smiling together - equity release mortgage advice in Derby & Derbyshire

Mortgages

Equity Release vs Retirement Interest-Only Mortgages: What Is the Difference?

Equity release and retirement interest-only mortgages both let you borrow against your home in later life. Here is how they differ.

Read more...

Mortgages

Struggling with Poor Credit? You Are Not Alone

A poor credit score does not always stop you getting a mortgage. Find out what lenders look at and how our advisers can help.

Read more...

Property and Mortgage Insight

Step by Step Guide to Using a Solicitor for Your House Purchase or Sale

When should you instruct a solicitor when buying or selling a home? Follow our step by step guide to keep your move on track.

Read more...

Mortgages

Should I Use My Mortgage to Pay Off My Debt?

Using your mortgage to clear debts can lower your monthly payments, but it has risks. Weigh up the pros and cons before you decide.

Read more...

Finance News

Struggling with VAT and Tax Bills? How Unsecured Business Loans Can Help

Tax bill due and cash flow tight? Learn how an unsecured business loan can help you pay VAT and tax on time without using property as security.

Read more...

Mortgages

Can First-Time Buyers Borrow 6 Times Their Income?

Some lenders now lend up to 6 times income to first-time buyers. Find out who may qualify and whether borrowing more is right for you.

Read more...

Property and Mortgage Insight

3 Things to Consider When Moving House

Planning to move house? Here are three things to think about first, starting with your mortgage options and what you can afford.

Read more...

Finance News

Understanding Unsecured Business Cash Flow Loans

Need funds fast without offering property as security? Learn how unsecured business cash flow loans work and when they make sense.

Read more...

Mortgages

Poor Credit Mortgage Advisers in Derbyshire

Turned down for a mortgage because of your credit history? Our Derbyshire advisers look for lenders that may still say yes.

Read more...

Honest opinions from people like you

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.

Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.

If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

We’re here to help you.

Master your mortgage and finances with our monthly newsletter!
Sign me up!