Self Employed Mortgages
Do you own your own business and are struggling to get a mortgage? We have decades of experience finding the best mortgage deals for the self-employed.
There are now more self-employed people than ever and with the added flexibility and control it can provide, we have no doubt this will keep rising. With complex income streams and different lenders setting the bar higher, our clients can find it difficult to get mortgages approved by lenders.
Here at Mortgage and Finance Arena, we’re here to help every step of the way and find you the best self-employed mortgage lender for your situation. We have access to a variety of mortgage providers, so you’ll soon be in the home of your dreams.
How is self-employed defined?
If you work for yourself rather than for an employer paying a salary, you would be considered self-employed. Self-employed mortgage lenders will also consider you to be self-employed if you own more than 20% of the business that provides you with your income.
In summary, you could be classed as self-employed if you are:
We love to hear, give us a call, or fill in our contact form so we can see where you are on your mortgages journey. The more details the better!
One of our advisers will get in touch and have a chat about what you’re looking to do, discuss your potential options and answer any questions you may have.
At this point we’ll also look at what some of our lenders will need, this may change what options we give you.
We will look at how many years of accounts you have (proof of income), the amount of deposit you have, how your credit history looks and your age.
We’ll look at different mortgage options, different types of mortgage and discuss which would work best for you.
Sit back and relax, your trusted advisers will help sort everything out, and soon you’ll be in your new home!
Our expert advisers understand how hard it is to get on the property ladder. Not everyone’s circumstances are the same and you may not fit certain criteria of a lender.
That’s why we work with 1000s of lenders to get the right fit for you.