Advice & Tips

Thinking about borrowing more on your equity release plan? Here’s how a further advance works, why lenders sometimes say no, and what your options are next.

From April 2027 most unused pensions count towards inheritance tax. This affects more families, and your home could be part of the plan.

Moving to the UK and want to buy a home? Learn what lenders look for when you are a foreign national and how a broker can help.

Equity release and retirement interest-only mortgages both let you borrow against your home in later life. Here is how they differ.

A poor credit score does not always stop you getting a mortgage. Find out what lenders look at and how our advisers can help.

Using your mortgage to clear debts can lower your monthly payments, but it has risks. Weigh up the pros and cons before you decide.

Some lenders now lend up to 6 times income to first-time buyers. Find out who may qualify and whether borrowing more is right for you.

Need funds fast without offering property as security? Learn how unsecured business cash flow loans work and when they make sense.

Turned down for a mortgage because of your credit history? Our Derbyshire advisers look for lenders that may still say yes.

The Bank of England sets the base rate, but lenders set their own mortgage rates. Find out what drives rates and what it means for you.

Planning a move? Our checklist covers your budget, the area and how to choose the right estate agent and solicitor.

Buying or refinancing a commercial property? Find out how a commercial mortgage broker can save you time and find lenders you may not reach alone.

When it comes to looking at options for finances in later life, there can be many options. We took a moment to speak with our expert Charlotte Rainsford to help us understand the options available.

Everything you need to know about releasing equity from your home.

When should you instruct a solicitor when buying or selling a home? Follow our step by step guide to keep your move on track.

Tax bill due and cash flow tight? Learn how an unsecured business loan can help you pay VAT and tax on time without using property as security.