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Advice & Tips

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Applying for a mortgage can be an overwhelming journey filled with complexities and uncertainties, even if you’ve done it before. Explore our knowledge hub for informative articles, helpful guides and frequently asked questions.

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Property and Mortgage Insight

Who Sets Interest Rates in the UK? What It Means for Your Mortgage

The Bank of England sets the base rate, but lenders set their own mortgage rates. Find out what drives rates and what it means for you.

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Property and Mortgage Insight

Moving House Checklist: Budget, Area, Estate Agent and Solicitor

Planning a move? Our checklist covers your budget, the area and how to choose the right estate agent and solicitor.

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Finance News

Why Use a Commercial Mortgage Broker?

Buying or refinancing a commercial property? Find out how a commercial mortgage broker can save you time and find lenders you may not reach alone.

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Equity Release mortgage, also known as a lifetime mortgage.

Mortgages

Lifetime Mortgages: Your Questions Answered

When it comes to looking at options for finances in later life, there can be many options. We took a moment to speak with our expert Charlotte Rainsford to help us understand the options available.

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Mortgages

Case Study: Using a Lifetime Mortgage to Repay an Interest-Only Mortgage

We were contacted by a client called John who was looking for advice on how he could pay off his mortgage before retiring.

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Mortgages

Equity Release Explained: How It Works, Costs and Risks

Everything you need to know about releasing equity from your home.

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Honest opinions from people like you

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.

Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.

If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

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